0:00 thank you [Music] welcome back to another Splendid episode of careful boys today we have with us Colleen hey hey she's back again does that mean is that a dolphin I have no idea's height what does that mean I don't know so there's a question that's kind of been going around and I want to see what your guys's take is on it how do you split expenses in your household when you and your spouse are making drastically different amounts how would you do it if you have to imagine but if you don't how do you possibly split this 50 50. I could tell you how I could tell you how we do it okay yeah so the way we do it Geo pays for everything
0:50 I was very afraid of you really nice that's cool man no we got um so we have a a joint family account and then we have my own personal account and then her account like those are like the main like checking accounts and then uh everything that has to do with the family so like paper towel tissue paper and groceries yeah all that stuff uh the mortgage or even like our car payment so each person is like we have one car it comes out of here but like let's say it's a ████ wants to get fancy or some ████ and like let's say I want to buy LV purse then I have to buy it out of my own or she wants to get another car that's not like part of our family thingama bobber then she goes and buys it from her own account but all
1:41 family expenses go through the middle one how do you decide how much money gets deposited into that middle account so ours would give us exact numbers so ours it's actually pretty easy because from the get-go it wasn't like this is our family budget and then we kind of contributed it was kind of like we went with what we were doing on YouTube at the time so for example um we have a family Vlog Channel and we have a me and her podcast so that income just goes straight to this so technically we don't contribute at all to it and our our other incomes just pay ourselves but like let's say one day we decide not to Vlog or we decide not to do a podcast then we would have to create some sort of system where we both like put money in okay we kind of do the same thing give you a personal thing too yeah we do exactly the same setup but I end up just
2:32 paying for like utilities on my account I don't know why um it just ends up that way you don't know why you can roll I think I'm getting the in those the stiff end I think I'm pulling the wool over your eyes she's ████ me over dude yeah wait wait I'm gonna send her this video you're like don't worry she pays for the the gas I pay for the electric she pays for napkins I pay for the gas and electric oh ████ oh damn she pays the sewer she pays the trash the Eight dollar uh every six months she plays on Netflix yeah she plays actually I pay for them don't sleep on Netflix that's expensive I pay for actually I'm kind of getting ████ over it you're starting to notice huh oh ████
3:22 do you want a time and place to realize oh my God no but yeah it's pretty even I think for the most part we have the same size let's say you guys need to make a big purchase yeah um if you guys need to make a big purchase like let's say for for you or even for her personally is that something where you guys gotta talk it out like yeah I think so hey I got it for sure I need to buy I don't know ████ dual monitors for something you gotta like if it's for two of them if it's for my business or whatever I don't really I just do it oh because it's your business because the only big purchases I make are for my business that's about it what if we go I'm gonna put some Jiu Jitsu mats in the living room then you gotta talk to her about it technically it's my business dude I can put it up wow and you can write off that living room and get it right off that ████ living room little loophole yeah dude I write off everything
4:12 no but yeah it's the way you say that yeah I agree there yeah but yeah that's about it I don't really buy actually I should probably buy more stuff I think you should buy more stuff yeah you should buy more stuff yeah that's one of the biggest things that I think early tubers don't realize is if you're not spending your money you're going to get ████ absolutely goddamn annihilated getting annihilated right now dude well to put it lightly well I mean and what I mean by that is like you so you set up like a business for your business right like it's like like tubers usually we have like an S corp or something like that and then you are going to Bill all your expenses like to your business and if you're not buying anything with your business uh oh like all that cash gets taxed so like at the end of the year then all of a sudden they're like what I saved all this money and I owe like ████ ████ tons of money I said doofies yeah dude Big Time movie big time yeah you can oof eat but you
5:03 can't do feet once the doofy it's over so see a doofy it's over it is but no for me like like me and Nikki have a business together so it's like and everything we basically do is together so you know I don't really know where the money goes what about all the people that don't have successful businesses with their spouse you you were uh the provider mainly she was in school right you gotta put me on blast like that what do you mean that's good that's good stuff yeah and then now she like legit ████ medical professional and you lost both Studios wow so how does that switch back and forth how does it switch you specifically to be fair I
5:53 guess I'm glad it's out there honey yeah dude start making that transition so how did that how did that go did you still was it 50 50 or is it like now you gotta like hold your pocket or it's tough after losing the studios and getting a pay cut at JK News starts you know everything's not just really down spiraling and ████ um so uh I think yeah I'm in a fun unique position where uh for the majority of me and Nina's relationship she was um pursuing her higher education and doing her like field work and all that stuff um and she actually just recently graduated like last year and picked up a job and started working so this is like her first time or first year in her career going like full-time she's always worked and done like odd jobs and stuff like that while going to school for for the most part you know I was
6:43 but I would say maybe 80 plus of the financial side of things which was you know when you know what you're getting into at that point in the relationship it's fine you know like you you do what you want to do um now though that we got that dual household income Glory sorry you know what I'm saying what like 70 30 though right yeah we're like 73. it's not ████ meant to Dent where the ████ the the white and the blue comes out the same time there's like this much blue and then the white is just a little bit he invented a toothpaste but I immediately knew what he was talking about yeah yeah yeah yeah where was that stored it's like the oldest hard drive in your head it's a good reference oh now is the perfect time to use it yeah our audience will totally get it um but that is it is transitioning right it's not like even like for somebody who comes out of like schooling for that it's not like you automatically you know
7:34 just make money everything's good it's like then you know your loan starts kicking where you have to start repaying student loans and stuff and that's like it's a mother a lot it's like a lot a lot like like like whatever my school debt was like I'm this I'm in the ████ Shadow I'm ████ in Mordor right now you know I'm a ████ Hobbit is there school payments like another car payment or like a mortgage mortgage oh ████ just expensive bro yeah so like you know game plan is like we ████ never ever have to fully pay it off you know just keep it and maybe in our lifetime some ████ Joe Schmo president is going to be like hey forgiveness maybe you get lucky and die young that's what a lot of the kids are counting on ████ that was worse than bartsburg hey dude I'm not talking about you I'm talking about that's how our system's set up it's like Shades man you're looking straight at me I give dude they'll never forgive the student loans they're gonna ████ collect them we
8:25 forgave it like it's 50 500 it's a slow brand it's got It's gotta warm up into it so we've also opened up you know a joint account and stuff like that uh right now we're just contributing monthly to it in order to just make sure that we do have something 50 50 yeah yeah so so that I'm also just not like 100 like trying to like just randomly pay for everything because I do pay for all the subscription services and um the bills and you know I got an Amazon Prime account and so you know she goes crazy on Amazon you know what I mean that credit card and then you know that Amazon credit card also is really good for Whole Foods and you know they love Whole Foods you know ████ so like yeah Whole Foods I knew it but it is cool that now now that she now that she makes her money like that she like buys her own stuff
9:15 though like on her own and that's cool hey what did she buy what do you buy what do I buy yeah in general a bunch of tech stuff golf stuff multi-pleasure oh like golf right now but what about tech stuff like what do you buy Tech wise I have the most useless things always because I like my cables and ████ yeah so just buy HDMI cables and dongles ████ why why Steve knows Steve knows that I like Tech stuff yeah he's a ████ gigantic TV I do I do size of like you know in Costco when they're selling jacuzzis and they prop it up looks like that you have a big ass one right next to the mountain dance it's ████ big and he did he did sick LED ████ to his to his room which actually made me do that to Myra can you stop it with the red light please I got red lights that's the other video okay it's actually got 16 million
10:05 colors okay Philips Hue it's really big one of those two bro tried what size though just like this a little light bulb voice command all that random I just like that type of fun Tech stuff in my home I want to feel like I'm ████ Tony Stark in my home because when I'm outside of my home I'm definitely not Tony Stark I'm like I don't got no gay ass lights like that look at your ████ truck what color lights you got your truck and they're yellow it's for your space only you're not a man unless you gotta ████ bag of dongles right now I'll tell you that right now I got some ████ like that on my backpack yeah dongles on this here it's a dongle again dongles are like something I don't know you plug it in there it's basically an adapter someone's like you got something but it can't plug into that so you need something to make it
10:55 plug into this oh yeah yeah ████ it I got ████ cords and ████ cords in your bag I'll get my backpack dude give me a sec you guys should see my boxes oh I got a whole box of this ████ this is ████ solid state hard drive oh ████ how many gigs like like we don't know it's been invented this is a this is a terabyte and since I have a couple of these you know how I designate I know which one is which I put a white duct tape and I know that's good that was for barbells white duct tape how much was this is president honestly probably 500 bucks dude I didn't know the Headway white duct tape dude that's how next level you are dude all right how do you guys um see this situation this is like one of the kind of the situation that sparked this question that's been going around is
11:45 there's this um woman she works in education she makes about 60k a year and she's about to get married to a guy who's a doctor who makes 600 Kau he has to pay for everything she should go like this I made it told her was that so they're expecting to they're gonna buy a house together and what he told her is that he expects the expenses to be split evenly between them but he didn't give specifics so she's kind of like what the ████ does he mean by that yeah dude she's gonna get wrecked in the electric bow then ████ sin dude yeah ████ out of here divorce his ass for just a trash yeah think about this ████ so this cat's making success the service fee if he's making 600 G's a year he's going to want to live in a bigger place and guess what
12:36 you're gonna have to cool that bigger place down yep now you're in a situation where you're getting all kinds of work from all kinds of angles even you're aware of yeah the water bill bro crazy there's more square footage to wreck you from different angles the ████ sprinklers yeah yeah bro water bills heating the pool oh I don't like this guy and it's interesting because uh without giving details what kind of advice would you give a person to tell them like well maybe there's other ways non-financially that you could feel like you're contributing enough to the household I mean you could charge up the ████ price that's true or you should get a new husband that's not a bad idea it might be like 200 she will have 60 G's but then side Revenue stream of 200 G's BJ appraiser how much do you value a ████ between married couples you
13:27 gotta see her I actually answers real answers like what you would also be willing to pay for if there was actually a price on it yeah every time but that's also like that means that means no questions asked if you pay the price it's good to go why am I paying the price because you have to because it was your idea figure it out for her because I thought it was more of a credit voucher situation you don't have to pay out of pocket when when they jump up when they do this it's worth this this was building a whole economy in this concept and it goes towards the bills that she would have had to pay for it but what do you think Pawn Stars are valued at well they got the brick and mortars but they're like let me see oh whoa that's a ████ from the Civil War
14:20 that's a good one they don't do those techniques say the Susan first don't just say BJ BJ Anthony so nobody nobody can put a price on something like that huh I think it's two I think if anyone can it's bored so put a price just go ahead I would say per unit I would say per second if they're mad and they still do it that ████ is worth two times the regular I agree and I would pay extra I'd pay double what if she's not good at it at it yeah what if she's not now it doesn't then it's already a whole system but aren't they always mad when they're stuck in our dip that's true but if they're really mad aren't they always yeah but everybody's scowling but if they're really if they're really mad and then they still do it I'm like that's a big credit right there even if they've got that Benicio del Toro going on yeah I love Benicio though
15:10 Big Ups okay so um don't you think that's sabotage though when you set someone up to tell them like hey I expect equal um contribution don't you feel like that's a little bit like uh what is it called like a trap because you can get mad at them from so many things and be like I I give all the money for this household I that's what I think he's such a ████ alone ████ right because I mean 600 versus 60. that's kind of 10x yeah I have to get that technical about the relationship right that's almost I was like like imagine Steve he's like six four right and he's like okay then I'll reach for 90 of the things above this line like now you're starting to measure every single part of the ████ relationship it's so weird it sounds just like Steve problems are gonna run into that's how they start yeah yeah so she gotta get a new husband because like
16:01 that patient's already won if you're making it that vague right dude you know what she should do actually she should she should almost play into it too much like to making questions manhood a little bit like she goes and buys a ████ lawnmower and she's like guess I'm ████ Mommy the lawn and ████ I guarantee this guy can't handle that for long probably not because she's a guy no way yeah start doing the man ████ around the house that's like watching your mom gutters it's like watching your mom move your house while you're sitting on the couch so my wife she makes way more than me she makes so much more than me your wife yeah so what I do is I pay for everything so I can hold over her head that's smart that is really smart level there's levels to this game do they make more than you she makes so much more it was an empty room so you're so your argument point is you make so much more
16:53 money and I still pay all the bills exactly right it's power where does all her money go it's so power and control that's good he barely eats um she she saves it all but for her or for us it doesn't matter it doesn't matter who cares uh but the doctor he needs to pay for everything dude who's your favorite yeah as the guy you should pay for most of it you make 600 and the ratio from 600k to ████ 60g right it'd be different if she's like 400 600 yeah then it's like okay cool then we're on equal levels every time this guy gets a ████ Amazon delivery and he opens it up and it's like a gumball machine or something she's gonna sit there and slowly tally it in a little invisible ████ like white dry erase board in her mind [Laughter] yeah another whatever the ████ cause you you rich ████ whatever you want she's
17:44 gonna hate this girl that house is probably filled with massage chairs and everything just to avoid the group think though because we don't like that oh great lame let's go come on okay it's great no I'm good he was just joking with her she's wild takes it to like Reddit or some ████ and then it ████ blows all over and then he's like you know what you're whack divorce you're against the grain thing is that he's joking he took his glasses off for this dude she couldn't read his cues his social cues and his humor he's making me nervous with that look put the glasses back can you play the role of this guy and say it in the way you think he said it so that it sounds like a joke ah dude I'm not about that life dude come on you can step into that life you probably just dude how many times are we sitting here and like eight minutes of a news
18:35 article goes by and Steve's finally like nah just kidding that didn't happen at all it's never happened one time in the history you know what I'm saying come on he's not coming to this guy please God I will come on point though it is nice that she's a teacher because if you're going to be a doctor and like you say you make that much more than your teacher wife at least she has a noble profession yeah at least she's not doing something like stupid and like making no money not that that's no money that's still a lot of money she makes but that's stupid teaching is stupid this guy's such a ████ ████ dude yeah he's lame bro he's lame because the way that I would do it it's like the minute you guys become a team it's not really like whatever it's like okay cool now we got 660. how do we maximize 660. it doesn't
19:25 really matter where the ████ if it if it's one dollar here or whatever over here it's like we got 660 now how do we plan for the future as long as he's got the prenup you wanna you wanna know one more element that's gonna piss you off what uh a portion of his income is going to his alimony from his past life [Music] that's a huge detail you left out now of course why is it not on purpose making me try to go against the grain and get called out by Steve Green over here when you could have just ████ said that from the beginning it is child support is ████ like five G's a month that it brings them all the way back down also she ████ already knew that about him and ████ goes into that she said no there you go that's how you go against the grave come on that's how you
20:15 do it now I'm in trouble with Steve Green you came for you no matter what you did foreign [Music]
// end of tape