0:00 even my sexy sister who's a veterinarian yeah she's hot no she's hot and she's big old titties and stuff like that but oh my God yeah and I want to motor all day I want to kiss her all the time [Music] but all right here's a serious question all right uh one that was actually instigated by the Pew Research Center PE PE Pew I like that is college worth it today I think it depends what worth it I think it depends on the person I think it depends okay uh okay so number one if it's fully paid and you got a scholarship hey and you've been ████ up in life like me you actually didn't go to school you have bad work ethics it might be you're saying if it's free it's worth it yes
0:52 okay if you have what kind of work ethics but you you also have to study something that has a high probability of you working within a certain industry lesbian Dan not lesbian dance damn my first guess was wrong what do you think is engineering for two today dude yeah something that is in high demand whether it's medical or like librarian yeah but also if you think about like being an intellectual and stuff right usually it's a privilege of the rich because you have ████ money coming from family it doesn't matter so you just go in and you just find something that you want to philosophize on philosophize philosop but like for the rest of us who has to actually go into a system and learn a trade or a skill or some type of you know we have to get versed in some industry right and then start our career
1:42 in that world but I'm like right now people are leaving college or university with so much ████ debt you're already starting at a deficit especially like certain degrees like Pharmacy and whatever so I don't know ironically though even with Pharmacy so I think the playing field for this question is uh we take like what we consider maybe an average fouryear college and you pay for it we're not talking of the anomalies of like you have a full ride or you're a trust fund baby or your parents are are able to afford it's the idea of like on average people pay whatever the annual tuition is for a 4-year degree and in order to do so you take loans so you do money to get your money back is it worth it yeah for dollar for dollar I would say no not anymore on average I would say okay yeah like what is the average uh
2:33 tuition for college these days but not only tuition if you go out of state you're going to live on campus how much money do you cough up and how much are you in debt by the time that you leave well how about this and then what is your average career uh salary in that industry you choose you don't have to even listen to us about this 22% of us adults say the cost of college is worth it even if someone has to take out loans but that's 22% that's not the majority no but I'm saying exactly oh they're speaking for you yeah yeah yeah roughly half 49% say it's less important to have a four-year college degree today in order to get a well-paying job than it was 20 years ago so this is also just you do have to substitute that with some sort of experience though yeah so if you have experience in in that field like let's say you have four years of
3:23 experience versus four years of college that's way more valuable but if you're also like graduating high school and twiddling or thumbs that's not doing you any but what if but what if you're taking a year to to find yourself that's even better there but there was that thing when we were growing up as kids the idea that like you have to get a bachelor's degree because like people who get a college degree are going to get a high paying J up no matter what but statistically that's just not it statistically high high earning people a lot of them do have degrees Yeah but now the irony is now it's almost like the bar raised just like inflation and wages right it's like now everybody can get a bachelor's degree so you have to go get a master's degree in your field which also means your debt is crazier but yeah you can make a lot more money it's more diluted and then you can catch up to the trade workers I mean you know why it's it's
4:14 it's difficult to say whether it's worth it or not right cuz you can choose a degree like nursing or or or or Pharmacy where you're probably going to get a solid paying job but they're on the same playing field as someone who has a Philosophy degree so it's like yeah you're going to go into school get $80,000 in debt or more and you have a degree that doesn't even give you a job so how do you pay it back yeah that's tough you're just in the hole Yeah that's why it does depend on what why you're in college depends on like what you're always I think that you need to figure out what the trajectory is before you go to college and not go to college and go what's the trajectory cuz you cuz you look at yeah yeah if you're going to be like someone that's going to be writing for like a political uh publication philosophy might actually help cuz then you're able to like think about both
5:04 sides talk about all the other philosophers that have like different opinions on things so it might be helpful but my my question would be is it worth the tuition cuz like to me I'm like okay well if you dedicate four years for this experience right and then um it's like some mid-tier college like the professors also suck and then now you you're in debt for like whatever 50 to 100 Grand and you start life with that much debt and then your job you're starting at like $3 to $40,000 a year when are you going to ever pay that off it sounds like a lot but also at the same time it's a strange perspective when you hear so many successful people be like college isn't worth it even though like these people went to college and they ended up making it worth it like it's up to it never stops being up to you after you're done with college it's still up to you to make it worth it you stand there and you go I don't have a job well
5:55 even my even my even my sexy ass sister who's a veterinarian yeah she's hot no she's hot as ████ and she's big old titties and stuff like that but oh my God yeah and I want to motor all day I want to kiss her all the time but she'll tell you right now getting a degree was not really worth it because the debt that she's in is almost insurmountable but isn't it required of her job well what do you mean to be a veterinarian you have to go to school don't you oh yeah yeah exactly but she would have done it another route yeah she would have done something else if oh not even be event if she knew that um being a mom having a mortgage and paying off student debt was like the triumphant she would end up in she looking back she's like ████ I don't know if would she have been a vet tech cuz she's what's that would she have been a vet tech instead cuz vet Tech's Le way less School way less debt pretty good pay you can still be in the industry true but she hates all our techs but she hates her so she would
6:47 have cut the degree in college versus cut the kid no no no well yeah but she she definitely just looks back on it with some remorse because she's just in a hole that she just can't get herself out of because it's so debt it's like ████ 50 G's of debt much I didn't go into that level of college student loans because I wasn't going for some sort of like how much were your student loans at the time maybe like a total of like 45 or something like that 45 for bassadors yeah and then did you have to take I went to UCI did you take on that burden or you're 100% by myself wow did you pay all that off already oh Dam that deserves of baby thank you I say I was a filming media studies major so if that means YouTube videos is film ████ yeah but look but then also look at
7:37 Anthony's Network it's comprised of a lot of key people that you met because you went to U yeah cuz I started dance in college so ironically non like formal education is everything that led into my career anyway but from just an experiential point of view and like now $45,000 is a lot of money but in the grand SC Grand schem of life it's like it's just money yeah yeah that's true the relationships you guys way worth it yeah so like to me totally I'm like yo and and and also I can easily still say when I look back at that college time frame one of the greatest experiences and Times of my life but also you're someone that maximizes experiences there are losers that go to college go straight to their dorm and go right and then they complain whereas he's in college thinking about the duality of man and
8:27 ████ but that's yeah that's that's my point is that you are making it worth the tuition in ways that someone else would be like wow they just look at it like a degree that went nowhere but that's not the point it's like it sometimes college puts you in the right places at the right times and you couldn't have gotten that any other way if you're the right person with the right mind but everybody is is just they just have to like this is where I'm like does college do need college because if you are have good work ethics if you apply yourself anybody that is a determined to do whatever they don't actually need it that's what I'm saying is like I'm sure in other settings like Anthony because of who he is and how he's a go-getter he doesn't need college to be and find a Social Circle and do those things right so like I would was really nerdy in the beginning though if your personality is a certain way I
9:19 think if you're if you're already social if you're already a go-getter if you're already like like a lot of people they would be like um well look at Bill Gates he dropped out and all that yeah but these guys are geniuses they ████ work hard they're like they're anomalies most people that make that excuse they have horrible work ethics they don't even ████ do anything they're missing the point they just don't want to do it but Anthony would be locking before popping and he wouldn't even know what the ████ going on the order of operation I think it's like anything if you have something better than College do that but if you don't it's a great way to like kind of ████ around and find out I think so if you didn't know how to out of high school if you didn't learn how to maintain a schedule and like and understand kind of like delay gratification like it takes four years to build something and get a degree and not everything is earned tomorrow and if you have all those skills out of high
10:09 school you you probably don't need it the discipline that you g if your degree is 70 to 100 plus just be careful make sure you know what job you're going to get to pay it back there you go yeah the weighing of it would you say how about this would you do you uh recommend if someone was choosing between college and Military out of high school oh dude I would go 100% military cuz literally build you from the ground up from like the the the Practical ████ right like how to iron your pants how to like open a bank account like you guys do it literally by the numbers so everything in the military like day one because people do die in boot camp the everyone gets forms so everyone goes line number 18 write your name like so you have like 100 people right so the first thing you do in the first week of the military is fill out a um a application for for life insurance
10:59 just in case you pass away uh then the money goes to your so like like things that you're not thinking about that it's very important yeah in this grand scheme of things like filling out your account information so that the military can deposit money into your bank account like all that basic ████ if you never had a dad or a mom that taught you all that stuff even how to open a credit card like my very first credit card was a uh a Marine Credit Union credit card I've ever owned like it they walk you through the steps that did you learn taxes that part I probably I I think I saw like 1,700 in my bank account I was freaking up cuz I was balling so I was like how many shoes am I going to buy yeah dude I during that part I was already like daydreaming like SI I'm going get ████ two North Face coats and then and that's it yeah my brain was already exploding new rims yeah I feel
11:51 like I needed College coming out of high school like I thought I was so ████ smart I thought I knew everything I if I could do it all over again I'd probably go the military route I probably do that but I think college taught me how to be like the first four years I was at Community College ████ around I thought I was going to be a fighter and ████ and I was all my intention was towards that ████ what were you taking Kinesiology yeah that's what I made at first I was a business major and then I was like dude ████ this is the most boring thing ever when I did Kinesiology and then when I transferred to se Sun like I had to really learn how to ████ study and ████ cuz I was like dude I'm not I can't just cheat in all my classes I was like I have to actually learn how to do this ████ and it taught me how to study it taught me how how to have like you know how to note take how to actually be a better student and I think that was important for me it gave me good structure because if if I didn't have that I'd be ████ off dude but now we
12:41 know why Nick's clients run Nick because he doesn't have a business degree he has a ████ Nick's clients own Nick they own him what do I do what do I do oh how going to keep you oh lower the rates again I think one part cool thing about college do is it opened my eyes a lot cuz I remember like going to class and then I'm like dude this Fool's a ████ Straight Up Genius so you kind of see the caliber of people's brains and how they operate I'm like what the ████ like this is like the hardest ████ I ever ████ took and I actually have to study and I'm like this was ████ photographic memory you just got to start seeing levels to it's like going to the gym and you see the guy that just benches 500 you're like what the ████ yeah there there's also that feeling of like before I went went to UCI a lot of people always tell me dude you don't
13:31 need to go to college College we don't need it these are all people that went and I'm like yeah but I want to be you I want to be a guy that went and then can say I don't need it I don't want to never go I want to want to ████ the ████ and then dumped her because it just it just feels like those guys that go trust me Budd you don't want all this money man it comes with problems it's like yeah I do I want those T me yeah I want to be that guy that went and knows I didn't need it I would say like I probably needed it cuz I only had like a year of high school so I needed to catch up yeah but I'm like it's so circumstantial to the individual there's there's like kids that are so smart that I'm like after you don't even need to finish High School like and then I would argue that more than College what's important is discipline and hard like work ethics and like being able to like
14:21 stick with your time sleep schedules all that ████ if you can control that dude you don't actually need college no we remember we did so we did the show at this Ivy League school and this kid at a as a junior he created this thing called I think the chomp card or whatever so it's like a credit card and it has like a bite out of it so that's how the credit cards are made and what he did is uh he talked to all the eateries in this college town that whoever has this you'll get an automatic like 15% off your meal or whatever but you just have to buy into this Chomp card and that's how he makes his money and I'm like you thought all this ████ when you're ████ 20 years old and you're able to pitch this idea to all the restaurants that ████ ████ it was a payment processing card where people can use their cafeteria lunch card at local
15:13 restaurants Wow waa that's sick I'm like this is why you're at Ivy League school good for you that's really but that's the difference between Cal State and Ivy League what and he was talking about it like it was normal like me and all my friends do like have other stuff outside a class right I'm like what the it's like whenever they hire like um some engineer that's like a kid into Google when you look into that kid's life he's like three companies in already yeah and you're like oh he's not some like random guy in a school they pulled out this dude has equity in companies he made yeah he already did this at eight did this at 12 exactly yeah so my um so we had a family friend who um he had a multi-million dollar trucking company and he retired and I was really get getting into like business cuz I read like Rich Dad Poor Dad and whatever and
16:03 I was like hey uh I want to have like like a like lunch with them and my mom was like okay let me call him up so he went over to his house he lives in Palace veres ████ cliffside house everything right and then so he goes what are you thinking about education and I'm like um so USC has an entrepreneurship program and I I think I want to get into that and he goes isn't that school like 50 Grand or something a year or whatever and I was like yeah he goes you don't need it and I'm like but how am I going to learn entrepreneurship and he goes you start a business right now he goes you don't need to go to a school to teach you how to do business and then you start doing business because you do it right now yeah and in my mind I was like you stupid stupid ████ like are you going to no wonder you live on a cliff dude you're going to fall off the ████ cliff one day it's a cliff of Roads dumb ass we
16:53 went to go get barbecue right he paid for it yeah and then like he was teach he was telling about looking back I was like he could have been a great mentor but I was such a dumb ████ kid right you have to learn that that's really but smart people learn dumb people dismiss yeah but you learn in college well cuz my mind was like oh he's oldfashioned like he doesn't know because uh USC is going to have more sophisticated people they're going to have more highlevel people and I look back and I'm like what he was trying to do was prevent me from starting life with $200,000 in debt and he knew that that would have crushed me but he didn't articulate that because it's pretty common sense if you think about it it's like if you're trying to be an entrepreneur you want zero debt
17:43 you want to start and generate income and build up your like moat right and then so yeah there are a lot of things that he said and I dismiss and I really regret cuz he probably had some really good ████ to say for real and by the way just for people who don't know this a mode is like about digging a little river around your business no matter where you are yeah so that that that way crocodiles alligators all you put it put in the moat and then people attackers can't get in and I'm talking about actually literally building a moat around not uh metaphor yeah but I I was like okay so if a school like USC is going to have the entrepreneurship program and it's a new program right they're going to get the best people that's what I thought and it's probably true but it was made
18:33 for rich kids that can afford that and they won't have the debt when they start or you have scholarships yeah that's big too I'm like but looking back the best lessons that I had was when I did eBay with my buddies and when I resold and then like when you worked in the warehouse dude that was it actually doing a business actually doing it yeah the job right starting life with like a hundred grand in debt is pretty crazy it's probably depressing too you're probably like ████ how do I dig myself out of this and it's not even just like you're starting with debt you're starting with debt and you had to put in years of time to be there so you it feels like you're starting later with debt yeah right and it's the one thing that you can't even file bankruptcy and get out of either for real and even then what I admire about Joe too is what all the things he just learned and he's talking about with us he he just learned even more opening a business with jby
19:24 like you know he's open about it and and the pottery thing too oh yeah that was I wholesaled a I got into real estate accidentally and I wholesaled a warehouse but yeah that was and you're learning even more with the Ed thing that's great oh ████ that's the best we're learning a lot with that that's such a going to be such a good lesson one day oh never start a business in California get the ████ out of here yeah get the ████ out of California you're going to have great advice for the next guy I don't want to learn anymore hey Ed guy if you're going to watch this you better ████ subscribe and like this video we don't ████ work here dude I don't work for ████ contract hey buy the ████ socks dude you're going to get the money anyway that's pretty ████ funny we're talking ████ the money's going to him we're talking ████ to the guy this just helps us make payroll
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