0:00 we started LLC when we fight against those stupid charges that's our duty how do we make money how do we make money and then we run into LLC fees and we go what a scam [Music] all right we're gonna go over a bunch of stuff that um we kind of just stopped seeing their everyday things in life that are kind of scammy but we just accepted it because you just can't do anything like pay phones was like like things like that yeah you can't agree with whether or not these are things that you just now deal with even though they're unfair the fact that health insurance doesn't cover vision or dental yeah the ████ is that isn't that weird that's so weird I hate yeah we're paying hundreds of dollars a
0:51 month and vision and dental are nice it's like an add-on I hate it I don't really understand the way that health insurance works because like we're paying so much money and we don't even use those services and then when you need the services you still got to pay like a five thousand dollars well if you need the services and you already have that condition they're gonna deny you because they're like they're gonna cost us way too much money and it's like yeah stupid ████ that's like I need your help yeah should be the whole enchilada like Vision Dental mental like everything yeah here's one that I really don't understand like you really can't do anything about it College textbook prices yeah oh dude what a ████ schedule a scam because I've been a part of it what do you mean what the ████ did you do what were you like uh no no so uh in college I used to help uh this guy sell textbooks and the same exact
1:43 ████ textbook because of publishing rights or whatever in America it'll be like 80 for the textbook right this guy I don't know how he sourced them but he'll get the same exact textbook for five bucks so he's getting the Pakistan Edition or India Edition just because it's different publishingly I was asking like is the paper weight different or like what is he goes it's literally exactly the same thing but it's just how like the I guess like territories regionals yeah it's just expensive but the publishing houses are in America so are we charging ourselves so much more and so we would get these textbooks for five bucks sell it on eBay for 30 or 40. so we're still getting a killer of a margin it's insane but the the bookstores here are getting for five bucks and there's something like eighty dollars I had a
2:34 college professor in community college and it was like an elective right and it was uh it was a necessary elective it was like film history and the teacher was selling and was Auditorium so it was a giant class and the teacher had his own textbook yeah that's the bit that's a double scam dude and he he's double tipping he sold the books brand new for 150 dollars it's insane but you needed to buy it brand new because it all had your own secret code whatever so you use your online so you could take the quizzes online and without the quizzes in the book you're not gonna pass the ████ class that is a scam and it's just like everybody in there had to pay like 150 bucks so you can't even buy a used version no you had to buy a brand it didn't even exist because you need the code I had to do the same thing with with uh Cerritos College the teachers all there all over College are trying to make their own books for that reason and
3:25 then their argument is always like hey we put in the time and the money for the research and all this stuff so then like that but it's just the way it was history class yeah yeah if you can't write history we watch 400 blows or whatever the ████ that movie was so that's one of the things they point out is that like the dumb thing is that they try to make the books obsolete every year by like making some mundane changes yeah yeah the eighth edition the ninth Edition they changed the sentence yeah but then like it's English or history or physics where it hasn't changed in the ████ million years yeah I think the biggest scam is college though the way that it's monetized it's ████ crazy what's the average like University for your University cost like I get it when they used to have a monopoly on information like it used to be in our parents generation where you're working class and the only access you can get
4:16 to you know that higher level is going to a university and then you network there and you do all that ████ right but right now with Google and YouTube I think sometimes you get way better ████ education and you're getting access to professionals that are like way higher at a different level than the professors that you're talking to yeah colleges is too expensive it's not like it's not valuable it's just way too expensive for what you get I am curious of which Edition textbooks started changing the story of Christopher Columbus um if they did don't help them okay fine what's the next one all right next one is is luxury skin care oh yeah it all comes from the same Factory and it's just white labeled what do you mean there's like three or four factories that do all of this Korean skin care products are full and Superior top-notch those are some stuff do you use the the
5:07 sea snail slug no no I don't like snails skincare ████ but the times that I have done it you can definitely tell the difference aren't they cheaper than the American not the European one the scam isn't even that it's that the higher up you go in luxury the more natural the ingredients get the more simple the ingredients are well that's like groceries yeah so you're just putting a little bit of like and if you were to buy those things individually the what the ingredients are yeah you would be paying probably like one percent of the costs but I don't want to do all that because what I know is like for shampoos and things like that they all come from the same Factory and it's white labeled and branded differently yeah so it's the same ingredient it's like how Kirkland does it you know like I heard that the Kirkland Vodka is actually gray Goosebumps or it's like sunglasses or like something like but they take the hit so they can give the value to the customer Yep this is they pass on to
5:59 them I never even thought about this which I feel like an idiot paying the same price for a digital and a physical copy of a video game oh it's the same price now it's always been I don't know though yeah like if it's 70 off the shelf it's 70 on the eShop but we don't really care we're just like oh okay yeah if anything if anything you're like um I'm down to just get this off the digital because if I get like a new system I'll just re-download it there and it's just easy and you're not like organizing more clutter but it is the same ████ product but it's the same exact price and there's an unlimited quantity it's kind of weird right that is super weird that's why everything is like digital everything's digital and then they then they can sell like external hard drives and that's a whole other Market too it's all ████ racket dude external hard drive yeah the big push for making games digital is that that way you can't sell them back or you
6:49 can't sell them after you don't like it or something it's like oh it's just you have that now sorry yeah diamonds is one of them too oh yes oh we know that though yeah that's in but that's the thing like you just kind of accept it right yeah you know yeah you can't I would love for the world to change it but it's too late now so I'm down for people to keep on buying them yeah I don't give a ████ I already got mine yeah how about payday loans do you know anything about payday loans what is that yeah oh that's they Prey Upon the poor communities like it's those ████ get your cash now like those yeah yeah yeah yeah yeah yeah and then you can also get loans there too because you'll be like oh when I get my paycheck I'll come back and pay you but they're like 30 APR yeah and it puts you on like a never-ending cycle of the next paycheck is paying for the last loan and then it just goes like
7:40 this forever wow because you're you're kind of like monetizing that lowest common denominator of earners so you're like hey all you people who are barely making it I'm taking your money to give you money and it tricks the uneducated uh financially uneducated people to like yeah that's the Quick Fix yeah yeah it's so funny it's a heartless like dude when I was working at the bank um you would hear like the like personal Bankers or like the loan people trying to really like shark at the people that you can tell are like financially illiterate and I would listen and I'm like holy ████ this is horrible like you know this person's not gonna be able to afford a credit card or even understand how the concept of a credit card works and this person's just pushing it on them and I'm like no don't do it oh man yeah and then giving them a high limit of like it's the worst dude I'm waiting for you to say Smog
8:30 Checks it's not on here I know you don't like them Small Checks service service fees on tickets yeah yeah what the ████ is that all about but you pay it right you just go all right I have to it's right there there's like four different like you're trying to buy Usher tickets there's this feed this the convenience fee service fee processing yeah I'm like I just give me the ████ ticket price bro dude it's like initiation fees at gyms like they personally tell you like oh you could wave it in a way to make the sale a little bit easier you know oh it's wave now like oh thank you so much like thank you for doing that for me wow so cool yeah yeah pump your signing endorphins we don't have that at Barbara Brigade because we're stupid but we only have one price
9:22 hey here's uh here's one that maybe some of you guys can answer funeral services well that's a little too like Fast all right like it just happened let the body get cold before we start making jokes what happened to you somebody else's dad die barbecue funeral services it's kind of ████ I feel like this should be one of those things I mean yeah I feel like it should be warnings were like because do they it says they try to upsell you did that happen oh ████ yeah there you go for sure but they don't judge you which is kind of cool like they'll be like um they're like oh which like themed which earn or whatever you want to put the the ashes in or they call it the love would you want to put your loved ones in yeah I don't know which one's the cheapest one it's like this box and then they're like oh this one right here and this most eco-friendly box you know like but have you seen this you know they're always like have you seen have you this just be
10:12 like can I just put them in this Kirkland bottle but it was Ziploc bags hella ████ expensive like I went the cheapest on everything on my pops because also I know that's just what he would want he's a very practical person he would have want the Kirkland deal on that I think uh having had his plot already paid for I still have to pay like almost 10 G's on the cheapest ████ it's already paid for it his plot is already paid for but just on the urn and then whatever like all the other processes like the refrigeration fee or the ████ transfer fee I don't know there's a billion fees oh yeah there's like oh if ever and you have to get every death certificate is a is a different price you gotta yeah you got to get all this ████ yo if I pass just throw me a dumpster dude there's a lot I don't want a bird in my family with any of that
11:02 ████ yeah dude gosh dude dude I remember kind of like yelling a little bit at the lady doing all the arrangements because my dad had just passed and I'm the one handling all of this stuff and then they're trying to upsell you and I was just like what did I tell I forgot what I said but I was just like I don't want anything else just pick just whatever I pick that's it don't talk to me about anything else mention other ████ yeah and I feel bad for them because she's just doing her job and I was like I want nothing else just what I picked but that's it that's definitely not the first time she's ever had a deal with someone that felt that way you know what I mean like she knows what she knows she's a hard sale but I got her condition yourself to like upsell that you know you're dealing with ████ loved ones that pass and you you might be dealing with households that just lost their Prime earner yeah and you're still trying to gout and you chose that profession yeah yeah and you're good at it
11:53 sell anything else I'm sure you'd be good at it yeah yeah but again like like they're saying we don't do anything about it we just go hey that's this is what it is you know why because I think it's not a reoccurring charge thing so most things that get changed are like you have to deal with it every day and you're like ████ ████ but like if you deal with these situations just once and then you're done and you don't have to run into it ever again like you're never gonna fight it their business model is to milk you for that one sale guys I say we do this starting today we start funeral services no no we started an LLC where we fight against those stupid charges that's our duty how do we make money how do we make money how do we make money from this and then we run into LLC fees and we go what a scam damn it
12:43 [Music]
// end of tape