0:00 thank you [Music] did you guys hear the Supreme Court has just struck down the student loan forgiveness program we did hear about that so it's not Biden's fault it's the Supreme Court's fault yeah dominating uh it's not gonna happen so you saw that coming though so now if you have student loan debt it's not going to be forgiven it's back on you know what's weird though it's only 430 million that's all it takes to to take well the 400 billion billion almost billion okay May weather Clifford himself yeah because yeah if it was 430 million I'm like we said way ████ more to Ukraine and I'm like that's all that's gonna take I was like there's no way 430 million is going to cover all the
0:50 student loans that's nothing right dude oh 430 billion I didn't read it right 60 right now that are still paying that ████ off yeah isn't that crazy well they shouldn't have ████ buried themselves with degrees you poor educated ████ ████ idiots degree it was called psychology um that's pretty bad that's a hard one it's pretty bad you know why it's bad though is because you don't yeah you don't make anything with just a bachelor's yeah so like I mean most things you don't right with the Bachelors yeah teaching how do you guys feel about that concept though of like taking a loan out because it isn't one side it's like well you took out that loan so you owe it and then what's the other side I don't even know it
1:41 should be free yeah because you're benefiting this this world by Society by contributing and whatever making School free in general it's like having kids right like um you're benefiting the world like our our country because those kids will go be productive members of society hopefully so we give you tax credits to have kids yeah yeah yeah yeah some places they're paying you to have kids because they need yeah yeah population right or like marriage like you get a tax break for having you know getting into marriage because they're it's better for community and Society so it would be for like citizens then I'm assuming like if you're studying abroad then you take on the debt and you might go back to your mother country so the tuition should exist for non-citizens is that how it works then they already paid a premium so some
2:32 colleges they uh but yeah but for the concept of free school not free school then you would only charge the immigrants is what they want yeah well technically is free school for um lower middle class and you know like we got financial aid and then the financial aid was pretty damn good yeah but once you go to four years pretty expensive yeah yeah if you go to a UC it's like 30 G's a year they definitely need to make something illegal in the marketing of specific Majors that you will make any money at all right it's like your return is not gonna be because the part that I do find shady is um there's like this graph that shows um like I think over the years how much the dean and how much the admissions cost has gone yeah and it goes like this but then School resources and like the actual
3:22 School itself and how much is expanding it's like this so it's not like as the as the payment to get in is getting astronomical it's not like the size of the school is also you know it's just the ████ Dean used to make 200 Grand and now some Deans make 800 Grand a year and it's packed with just more admin people and it's not really like the payment is really benefiting the kids yeah I mean if the school's making money that's different than if the students that leave make money I heard that um the quality of Education changed too so like more people do have degrees right but then like for example to be a certified like physical therapist now you need at least a Masters or even in the 90s if you had a bachelor's you could already start practicing yeah so then like there's a
4:12 lot of degrees like that where it's even more expensive in the investors in PT yeah so like in in I would say like the mid-2000s they flipped a lot of those where it's like now you got to have Beyond a bachelor's to actually get a job because there's a surplus of Bachelor holders and it doesn't have the same weight or like there's just more ████ to it right but then the university system is a massive money maker and then they do um put a lot of money into attracting students because like if the sports program is good if there's like a lot of fun ████ they always got to spend on new buildings and then like a lot of the money goes toward the marketing and getting people in versus like the quality of Education yeah way more towards the marketing with this thing
5:02 that got struck down even though like the headline is oh they struck this thing down and it looks bad where the details of what they struck down actually going to be a good plan um that's a really good question I don't know how it would have been applied because um basically they were they it's basically a big a big pause has happened I also hate ████ words like that you know they always like the way they frame being struck down or am I ████ annihilated talk about what it is before you get me all emotionally riled up I can't even yeah things like that where they're like hey this bill is going to help homeless people but at the cost of a million of these other things and it won't work so then it's like the thing about it I think for students is they're like okay like they've already paused student loans for two years right so with this they were going to permanently cancel up to twenty thousand dollars in loans so a lot of people they're counting on that nothing and for a lot of people that's a
5:52 big chunk right so it just depends really that's true because if you're doing like a medical or like anything where you uh by the time you graduate you're like in 200k in debt like Pharmacy or certain other things that's nothing but like let's say if you're just graduating with a psychology degree from Cal States 20 grand is probably half right yeah yeah and that's another thing too is like State schools some of them can be pretty affordable and then you know you go to like a higher tier one like USC like I don't know if it's like how much it is now but at one point it was like 80 grand a year so you do that four years yeah yeah that's a lot but it's like Medical School bro yeah it is but I don't know um you know some people like you know universities are interesting subject
6:43 right because like it's like some people go to become professionals like you're going in to like be a engineer a doctor you know like you actually need to go to a accredited system and then you have to pass the these different yeah and then you maybe you want to be a researcher like that's your thing right so you probably want to work at a university but then if you're just in one of the humanities or like anthropology or like yeah like I mean that's just like good luck dude if you figure it out that's good for you but yeah chances are nah dude it's not gonna work that's that's meant for like let's say you're a trust fund kid right and you just want to be a philosopher yeah then then yeah go to prestigious University and like lecture all day and like be a brainiac but then for the rest of us like if you're from the working class middle class even
7:33 it's really a worthless degree but that's also the fault of our own Society for stigmatizing blue-collar jobs exactly like we ████ up by making those guys not cool we stick with guys work bro yeah like like people make fun of people for like uber driving and ████ which is ████ up yes seriously we're working at a grocery store exactly and grocery stores pay good dude like well in California because they're like a lot of them are unionized and like dude dude most broke boy jobs pay really ████ well there's a guy trying to ████ me yesterday on Grindr who was who worked who managed a grocery store yeah they did what it's this is really funny oh go ahead no no I was I was gonna say anything good so like we okay so so me and Bart we have friends out of high school who decided College isn't for me and I'm gonna do blue collared ████ right and we also have friends who are
8:24 like snobbery I'm going to ████ USC I'm going to this school whatever right the funny thing is all of those blue-collar friends are crushing it right now at our age absolutely couple hundred thousand a year yeah and then some of these other snooty snobby guys like they're not doing well like like I hear stories like crush it dude yeah the air conditioner people HVAC oh my God yeah yeah dude my buddy he was a construction guy and everyone was giving them ████ for like not going to college or whatever now he's like damn near a foreman building Sofi stadium and ████ wow killing it damn yeah especially once you're in Union like as a long shoreman or something oh dude they make more than doctors they make like 300 400 000 a year but how'd the construction guys make any money building so far we have to pay a hundred dollars for parking
9:14 every ████ dude he's your whole checkup dude dude he was telling me the guys that that do like the the welding on the top of the building like five or six of them die and like how they bid for the jobs so it's like how how so the company or whatever was building sofa is like all right we're gonna go with these contractors or these contractors is based on how many less deaths they could like say that they're be able to have so it's like okay this company has we'll promise you four deaths and this company is like we'll promise you like six they'll bid they'll they'll go with a company that could provide really phrase it like that yeah dude it's crazy and I was like what the ████ and these guys are from Germany and they're like spider webs and they're climbing all the way all of the thing to like have to negotiate but those guys obviously get paid crazy amounts of money because as they should man you know what's funny
10:04 well it's not funny but statistically those jobs are way more dangerous than being a cop that's funny yeah because like you think like you're a cop you're getting shot at all day it's a dangerous job it is a danger you can be a cop in a rural town too yeah but like crab crabbers are the most crap most dangerous job yeah the most the deep sea Fisher guys ████ Deadliest Catch guys crazy ████ you're guaranteed that like some of your Crews gonna die like guaranteed every year dangerous is the Ice Road Truckers dude we're just going through those all those shows support on the list chopped I'm telling us here you know what's another one um they're so extreme that's a big one because you're like in scuba gear and you're just ████ because they they like fix oil rigs all
10:54 that right they're in the middle of nowhere yeah metal ring workers too more than that yeah nordstream demolitionists do the trade school guys also get their student loans uh forgiven Too part as part of this thing or is it just like the universe they paid it off the first few months dude all the homies that became mechanics they're killing it bro that's what I'm saying trade school is pretty sick because you're like literally learning what you're gonna do directly versus University go for four years you have all this theoretical knowledge and then you get to your job and then they have to retrain yourself that's why like I wish if they were to propose something like this they pair it with oh yeah we're gonna forgive this debt but we're
11:45 also gonna fix what got them in this debt in the first place which is misinformation of your own future like you can't they're making these decisions at times where they don't have a lot of info and then when they finish it they're like I wish someone told me and everyone thinks that because you have a degree now you're worth more so you have all these snobby-ass ████ 21 year olds that just graduated and they're too good to work uh entry-level job right and those guys they should have 100K salary being a manager when you never ████ work the day right yeah I know so many people like there's so many people yeah it's like you haven't had one ████ job you don't even know how to work at like a Fast Food Spot yeah and then now oh I have a degree I deserve 80k a year right that's like you kind are you gonna ████ manage people when you don't even know how to do that and you have all these trade school people that literally are the jobs that
12:36 build the ████ nation and we're just gonna act like oh that's that's broke boy ████ right yeah but I mean okay in the Asian Community too right like it's kind of it's It's it kind of because the parents would like work these Blue Collar jobs and then they would force their kids to not do the same ████ right and then they push them into becoming professionals something else yeah yeah or something else right and then they disown you when you want to be an oceanographer but then like I bet they can make good money huh my dad my dad was funny because when I was when I was growing up every like year of my life he'd be like I'm telling you just do x-ray I don't do ████ at work I went to school for two years it's so easy he's like all your uncles are gonna be there you don't even have to do anything because you just push buttons he's been telling me that forever my mom talked ████ about blue collar though and
13:26 she's like you got to go to White Collar do whatever whatever and then like I don't even ████ do I got it for your degree I don't even ████ use it yeah at all and then yeah like Joe was saying all of our friends I had blue collar jobs that stayed in the union and like they did the whole like Track by the time they're like 10 years in they have the cushions job best benefits a lot of them end up opening their own companies yeah and then they turn into actual like entrepreneurs and business owners with a really good skill it's like yeah even if you don't need to do something with it yeah and they have a bunch of capital to do something with it and they get to work immediately after finishing that's the best thing they get tons of benefits they're secure they get like ████ truck credits have you heard of that stuff credit yeah like some of the construction guys like they'll they'll either use a truck from like the company or they'll give them a stipend to be able to pay for their own truck that they could use for work and it's like they get hooked up after you put in your
14:18 time though but people don't want to put them yeah man yeah trade school is a freaking Jam dude and we spent so many years making fun of these things so yeah this is the result that is but why do why do you think we have this whole like oh it's like they're it's not good enough for like leave that has to do with universities trying to shop people into their school definitely the marketing it's like it's the it's the culture too though yeah it's a class concept it's like oh that's the higher class road yeah because if you think about it right like blue collar folks sometimes get paid more than like teachers but then the title of being a teacher for middle class is like yeah you'll get like 40K a year but then you're more respected than a than a maybe a guy that works in a factory that's making 150 that's the part that needs to change that part right there yes even people make fun of people working at McDonald's and ████ yeah
15:09 seriously and McDonald's if you want to own a McDonald's you have to go work at one yeah it's like ████ like that people just don't even know what the ████ going on I mean just just the fact that the the uh double standard of making fun of anyone that's working yeah seriously it's like dude this food's working dude it's like we're all kind of slaves yeah in different ways right like even small business owners like you're slave to your customer and at the same time like you if everyone has to work to survive in some capacity like no one's doing this just for fun like you can be doing it for passion but you still have to do it because we're not trust fund kids and even they have to figure out a way to maintain their wealth or else they'll squander it right so it's like the system is all rigged in a way where like unless you're one of the Rothschilds ████ dude be a Rothschild hack quick
16:01 yeah change your name [Music] oh [Music]
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