0:00 [Music] welcome back to careful boys hey what's up people guys be careful did you know that we changed it to careful boys no who are the careful boys you are we are and you and you can you can be one what if i'm reckless oh ████ this dude's sick because i'm a boy it's like a careful boy oh that's so you are right yeah they're careful of you whatever's convenient for you i want to be that reckless kid yeah yeah like hey careful boy yeah yeah see you still there okay as i guess elmo with duct tape on his mouth crazy hard yeah you're the reckless one yeah wild kid taking it back to nickelodeon though um nickelodeon is that my new nickname that's what he said nickelodeon
0:51 because he's nick but he likes dick nick likes dick so it's dick loading oh that's pretty good that's the reckless one my thing is i like dick apparently he's the ████ one dude please i wish you're the reckless he's the ████ yeah that's pretty cool man you nick oh my gosh that's pretty good too no more dad jokes please i'm just saying oh you're gonna make me throw up that wasn't even a joke that was just destiny bro can you just tell us about the story thomas yeah what were you telling us about i didn't think it was that interesting it is interesting i came home and my wife was watching this video about the ace family i don't know who they were nope yep so there are these family vloggers but they imagine on the 10th level where they're flying in private jets like pjs like celebrity style homes ████ it like the ones with the fountain that you drive around in a circle like that kind of ████ from youtube only or the logan paul
1:43 the logan paul of family channels but because of youtube or did they have like some ████ make that i don't know i i don't know i just seen a couple videos from youtube it's like us in like 470 years at this rate what's your first video hey we're gonna do it though 470. we're gonna get there yeah we're finally gonna cross two million subscribers five years from now and then ten years from now ten years from now it's gonna be three million yeah the deflationary channel yeah but if logan paul or the world brothers or a youtube vlogging family that's it yeah so i didn't know who they were and my wife was watching this video about this i guess there's a whole category of youtube videos where financial advisors break down like different youtube channels and kind of see their spending habits and see kind of where they ████ up whatever and we watched a video about how they bought a 10 million home and they used this they used two
2:34 different loans one was for eight million and one was for like 1.5 or something which is 9.5 not enough for 10. but that's the math what about the downfall but they put five in come on now but they were using these they were using these loans that i guess people that flip houses use so it's really high interest rates exactly payback within the year yeah yeah at like 25 right yeah and they were using this to buy their 10 million home in like hollywood hills or whatever the ████ and i guess they're getting four clothes and they're getting kicked out of their house get the ████ out of the whole thing dude i don't believe you wow the guy the guy with the mic was saying it dude i don't know you're kidding me right now you find out what kind of loans they have i guess it's public record is it the it could be that's one of them i mean there's these there's there are some really high interest loans that'll be for a short period of time like five
3:24 years or 10 years and most people that flip houses like to use them because then you can get access to money fast you don't have to put too much money up front and your goal is to finish the project within a year so you get out of there yeah and then you're paying like interest only or something like that and that's why dame dave ramsey says don't ever get those stupid ass ████ loans because he he got crushed during the ████ recession dude dave ramsey's the only guy worth 300 million dollars who won't buy a new car i like his style though what car does he drive because he's a ████ yeah he's like you're a ████ that's a waste of money what kind of car does he drive dude he drives all acura do you think he actually does though or is he just doing that for the car i think with his history like you know he got crushed during the recession he was over leveraged he was doing that ████ he was getting those ████ arm like uh short-term loans and he was fixing flipping doing all that stuff and he got absolutely destroyed so he's
4:15 traumatized from that so obviously his advice is going to be based off of you know his anecdotal example of life and you know yo ████ i ████ up don't get loans yeah that's what all the advisors i think come from they either come from they're preaching from their trauma or their preaching from their success and i think that's why it's so different because if you ask grant cardone that food's always like 10 times 10 times 10 times you know like let's go bigger and bigger and bigger so i wouldn't watch that guy yeah way more fun than dave ramsey dave ramsey just yells at me the whole time and i'm like i know you got to save money you dumb ████ yeah i know dave ramsey has it's like kind of like the asian approach like everything you buy cash you don't ever ████ take any loans out you take one really solid step at a time no cars no credit cards cut them up stefan became a grumpy old man it's dave ramsey is his future it's like if
5:06 graham stefan drank one muscle milk he's just like happy about it does he have robin vibes in real life [Laughter] he's he's ████ like really about everything that he does like you think i have a schedule damn this mo i was trying to like i've been arraigned trying to figure out to have him come on my podcast and he's like i'm slammed from eight to seven he was showing me a schedule it's like every hour he's doing something he goes so if i could squeeze you between 7 and 7 30 maybe or it's got to be like on the weekend on my dance floor schedule's crazier than mine you scheduled it to 7 30. that's wild do you schedule jerking off honestly okay if you would when would you probably indirect it's probably like oh yeah i just have like 30 minutes of rest time in between sets i let my hands tell me
5:57 so if i'm going like this like oh he seduces himself oh you got to get in the mood when you work on a body like that you can i touched my body and i'm like oh i'm not in the mood i have a headache right now but i'm too tired i'm not doing that that married life dude this is do you like workout have casters and then it's like oh dude sometimes sometimes you're jacking my other hand oh because that ████ hurts dude that's why you got to wear gloves it feels better dude i wear gloves when i work out all day what lose your hands how soft is your dick clammy hands i do you're lubricated that's awesome a little bit i get a little anxiety you know how do you lift dad they're calisthenics
6:51 camera you cannot get a girl is that why it's definitely because of the color yeah yeah yeah ain't clammy hands you don't have any calluses your hands feel like vaginas that's a count that's so deep you can see that it does look like that's so deep put a finger in it no no like this put a finger and go like this what an ████ like this i held a girl's hand you're moist folks his finger my finger put your finger his hands are turned on ████ his finger i mean ████ his cup that's a vagina that's very warm look you want him cold and dry you're gross are you a dry jacker no i'm saying i would love to talk are you or dry jacker or are you not dude what do you mean dry jacker do you use lotion no i don't use lotion i don't use lotion i've never used it once i ain't got me either i ain't got that i use lotion once to find out that's weird to me then i don't use it yeah oh you know the extravagance i don't know how deep we're allowed to go in this thing as deep as you want people
7:41 are doing like different fruits and they're doing like the plastic bag with lotion in the couch i never tried that no i know i don't have the time or imagination to do any of that i thought the couch dry uh i think the grapefruit is the joke or they warm up a squash i wish i had that creativity you've seen that you gotta ████ that was to suck a dom though yeah the visual i guess you see them the inside star action the noises that came out of that video crazy what the lady yeah that the noise the smr that is crazy the slurpy one do your man a favor yeah in the microwave and you cut it one of my biggest youtubes is you reacting to that on my youtube i just do i don't even know if you know i was filming i just said and then me and nadz put it on and you and g are just like
8:38 when that goes viral like the next time that maybe her and her guy are hanging out with like their friend group do you think everyone's just kind of like they just put out a grapefruit yeah right what would you do a fan of the grapefruit video [Laughter] it's always the weirdest thing though one of the best things because you're talking about all this loan ████ i i was at maker studios which was like the ████ place where all these tubers came and all these noobs came to and they were new to the space right but they're making ████ tons of money yeah clearing crazy checks and then they're immediately buying like five million dollar houses everybody's doing it by the way and then you would see the slow degradation of like that their lifestyle yeah their lifestyle slow but slowly but surely every single time yeah people like yeah doing the stupid ████ ████ themselves coming into the
9:29 office i'll never forget a tuber that everybody knew uh back in the day today's video is brought to you by hello tushy man you know what life is like without a bidet it kind of sucks it's like when you've got to scrape your butt on the concrete floor without any type of soft soap or nothing to clean your booty hole have you ever wiped your butt so much that there's blood on the toilet paper yes and it's not very comfortable i pop a hemorrhoid doing that i did oh man that hurts but you know what's cool is that hello tushy they sent me a bidet and um i hooked it up the number one thing that i love about it is that i don't have to plug it into anything like meaning electricity wise right i just use the plumbing that's already in the toilet you just hook it all together and that's
10:21 because i don't have a socket in my bathroom that's close by anyway yeah and it's just super easy to use you just twist it on one way and it cleans your butthole and you twist it on the other way and it cleans the actual stick of the spray that's dope yeah one of my favorite things about it is that it is the most anal pleasure you can experience without being sexual you know it's a place it's a platonic it's a platonic relationship it's like a massage like but not sexual no it's like because i don't get horny but i know thank you that's true it's like when you go to the korean spa and a man scrubs your back yeah there's nothing sexual about that what it feels like is my big brother or my dad bathing me as a child yeah feel cared for it's nurturing nurturing it's ████ ass nurture so if you want your butt to feel clean fresh nurtured and
11:13 have the best platonic relationship ever and this is a special offer for our listeners it's hellotissue.com off the record for 10 off plus free shipping after you buy and install don't forget to tag them on instagram at hello toushi to show them installed on your toilet oh yeah says him he i can't i won't do it to him because it's such a it's such a it's such a true story that it's i don't want to embarrass the guy but he comes in crying he's crying his eyes out and he's like and he's like you know he's got to be like 20 uh and he's like nobody ever told me he had to pay taxes because he just got his tax bill it was ████ crazy and he just found out that because he hadn't been spending any money on really anything yeah like not really right he wasn't buying major things he he was ████ because you guys know how that is if you're not spending your money you you've got to pay that oh yeah that's the age you figure out
12:04 that's a good problem to have if you pay taxes and you have money left over but if you didn't pay if you didn't buy write-offs that's where you ████ i feel like you can't blame him at 20 though no no but when he's young like they they don't know who teaches you ████ or not or until you get ████ up you're crying personally who's like super rich so they have to pay hell attacks into learning about that or just somebody who like doesn't have to pay hell tax because they don't have money yeah they never learn like i learned through a friend like he was making stupid money we were like 22 years old and he was telling me like yeah how to buy this ████ car to to write it off and i was like oh i was like i was like wait what you have to do what and he goes like yeah i have to pay sixty thousand dollars for my taxes and i was like why i had no ████ idea no concept of this there's a hair that me and joe crushed it right yeah and then so we were living like a little bit more enjoyable that's when you guys got the maseratis and jaguars and ████ and then the taxes came and i'm like wait how do
12:55 i not have enough money to pay for the taxes that i made that come with making that amount of money i don't know how the ████ math is this hey i arrested it's a ████ you guys need to fix your ████ this is an issue i was like what i don't have no money left over what the ████ wait don't i pay taxes on the money i have left over but i don't have that much left over i'm like what the ████ the map didn't make sense it's so normal though like athletes talk about like youtubers youtubers and athletes kind of the same right like you just kind of whatever and then you're like oh ████ i just popped i would say anyone in the entertainment space yeah anyone that has never been in the finance space ever they get ████ dude oh yeah because you just don't because you're artists yeah like stuff you know you're you just win the lotto gosh we have a s█████ education system that doesn't prep you for that kind of stuff it's almost like they want you getting that weird it's
13:45 almost like they don't want you to understand how to budget and i'm an idiot i think but when we first started like uh selling merchandise and stuff like that i didn't ████ think to charge california sales tax for california sales right so shipping merch online we're shipping them off to different areas domestically but then everybody was ordering california i didn't think to add the sales tax on at the time because they won't tell you right like yeah shopify on shopify you'll be like do you want to charge tax and you love your people so you're like yeah [Music] i love that you love your people yeah the ████ no ain't nobody paying taxes yeah you get something jack's free you're like oh no no no i selected no nobody's paying taxes you're the boss now biden but that ████ hurts right that you have to learn the hard way because nobody teaches you the ████ textbook way i also think because like 90 something
14:35 percent of the world is getting ready to be a part of the workforce where it doesn't matter it doesn't matter so when people talk about taxes most people don't know what the ████ they're talking about because their taxes come out of their paychecks they're not talking about if you own a business if you're um like an investor or contractor if you're freelancer whatever right they all have a different rule or guideline and percentage that they go by and if you if i think that makes up less than ten percent of the workforce because like entrepreneurs business owners i think is less than like four percent or some ████ so then the school system is like also like why teach that yeah yeah we're trying to make people entrepreneurs all my friends look at me and they're like yeah i did my own taxes i'm like no shot can i do my taxes like my s███'s all over the ████ map and they're like yeah man i just like moved the
15:25 decimal one point and just sent the check i'm like it ain't that simple over here yeah dude i get so stressed when taxes come around i'm like it's the ████ worst time of my life i don't get stressed my cpa gets stressed because i make him sweat dude i'm like i didn't do that i even swore that over he's like how many miles you drive ████ a lot you know what i mean dude start saying ████ and then you get a fat bill and you're like oh man i didn't write off or you're just like hey did did you uh buy a software for your businesses here ████ yeah dude i like software all the time right i remember watching my mom do taxes and she would that's you know when they used to keep receipts and stuff yeah and like the dude would come over and then she's there with a ton of receipts and they're sitting there for like for four hours even bills were like that my dad would just like disappear for two hours he just locked himself in the office he's just paying bills you know and you're like what the ████ are you doing back yeah yeah totally throw everything on a credit card and pray i got enough is
16:16 your dad a business owner no i don't know why i think that was just the right i think that's what people did right yeah bills you had to go by paper yeah like you get edison yeah shoe box full of receipts and ████ yeah so you'd just be back there doing ████ like it was a time of day right time of the month where you would have to sit down checks and ████ on the ████ you got to pull out a giant checkbook that has like the law you had a melee bro you had to mail it you put the ████ bill in the mail or even your right office in the 90s that was the 90s i used to pray traditionally i went to a mexican restaurant with all of my ████ write-offs and i brought a highlighter and i would just sit there and ████ sip margarita and just ████ why don't you guys use excel that's what i used to do our first couple of years remember we would have a highlighter day yeah that's true these are writers these are right off we would like take it and we would print out all of our statements for the whole year and then me and you're like hi lighter day yeah yeah it's so much
17:06 easy now a lot of banks just do that for you apple f dude you just hit that apple fine yeah it's already categorized oh ████ why am i paying attention man put it into like a pie chart like entertainment automotive they do all that yeah and you just print it out give it to your accountant man it's some old people ████ dude yeah like sitting down and like writing things out that's why i think athletes and artists and singers and everyone gets so ████ by business folks and managers because they don't want to deal with this ████ they just want to make music and stay in this like can you imagine ████ prince sitting down with receipts and ████ that ████ is calculating there it's a highlight of day ████ i can't i mean do you think michael jordan would be that great if he would if he had to spend time ████ doing accounting and and taxes and ████ yeah
17:57 but then what are your options you you go get a pro who might flick you over or a lot of them just get homies but they don't know what they're doing and then that's how you get it even lionel messi like that really i think he's the third highest paid athlete all the time yeah he got a tax fraud no way that dude's worth 300 million no way he's trying to budget he's not doing it he's accounted ████ up somebody ████ him over either on purpose or on accident maybe he hired his cousin because like yeah man you need a job and then his cousin doesn't know what the hell he's doing and do you you know you know who makes so much money you could ████ him over he wouldn't even know his mayweather you could be ████ him over and he makes so much money anyway because you know he's not doing his taxes no ████ no 200 people on his ████ payroll and then walking he's just got nothing but cash on his bed always like there's a plan in vegas that just says mayweather on it he never uses it i'm like what the ████ is this for branding it's a billboard
18:48 it's just there that's tax right 747 that's the new wave dude have a pj on the on the plane with your name on it that's that's the ultimate that's what ████ drake did did he yeah have you seen his plane no didn't say ovo yeah and it's like it's actually kind of dope it's uh uh it's like clouds yeah so it's like pseudo camouflage when you're in the sky the whole thing's painted like a cloud camo it's kind of what if he's gonna crash is that legal out of control just slamming birds there might be a propeller guy like he doesn't have the same equipment a little cessna the neighbors are like holy ████ you're a cloud in your ████ house oh shut the ████ up he doesn't have a full 747 because if you're reading this we left stupid he has a full-on ████ sick is that a 7 30 yeah that's one of those
19:39 ████ engines so i think it's smaller than 40. i was looking at prices on um renting like a whole airplane like with the with the private jet whatever right with the crew and all that and then you can get like a 737 like which is a huge ass plane and i was looking at flights to hawaii you could get a one-way ticket a whole plane for like a hundred grand ████ oh that's it you're looking up renting a jumbo jet to fly to hawaii well at first what i wanted to do to be in the international waters he just wants to do this at first i wanted a small plane just a small one right because i thought it would be funny before a money master's course we would um we would you know fly in a private plane and then like we would have all the janet jackson like things we're always talking and ████ you know it'll be fun but then on this on the site that i came across they had a huge
20:29 like menu it was like it was like they had the small ████ planes where you can borrow the ████ crop dust in your ████ field they had full-on jets how much is that how much does the crop go oh that ████ was chump change i didn't even look at it dude hawaiian one of those things barbara and a chopper is like 12 2 400 bucks it's not crazy not bad at all yeah how long does that take though taking a chopper to santa barbara we're at 2400 bucks how does that even sound cool what are you talking about what do you mean it's romantic it's called stinking rewards dumbass weren't they supposed to do a helicopter uber in l.a did that ever come to you i read an article years ago that that was going to be like a real thing i think kobe tried it first oh no but honestly though did it work not really well the uber part maybe i don't know but ever since the kobe stuff
21:21 anytime you hear about a helicopter it just doesn't feel good but before that tragedy happened though everyone thought he was boss for flying from home to the stadium to practice yeah every day he's still boss yeah yeah he's still bothered i was even sketched out actually which one the one we took we took a little place the jet suite x oh i don't know why that thing's fast though i know but little shakes it doesn't shake much no it was great when i was on it but i'm thinking about it in my head you're not a propeller bro the cessna one they do not assess now but they go propeller sometimes if you go like sacramento san francisco like something stupid small that's sketchy i don't like it i flew uh of cessna in hawaii man that ████ was the scary one of the scary are those water ones still doing like alaska like it was just a regular runway propeller one you probably feel
22:12 everything huh you feel everything dude and you see everything because the windows are so small on a plane that you're just like i'm in a tube i'm cool right but when you have ████ you could see the whole world and you see the whole world getting smaller damn dude that's just scary commercial planes do small windows on purpose everyone like everyone's already nervous if you had a big old thing you're probably freaking out no dude they do it because they literally hate you they don't want you to see anything nice they don't want you to have a good time they should be cramped you only get half a diet yeah come on [Music]
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